Loan types

Fast business loans, every type

Every kind of business loan explained through one lens: how quickly it can realistically land, and what makes it quicker.

See if you qualify →60 seconds · no credit check to enquire

Cafe owner pulling an espresso shot behind the counter of a busy inner Melbourne cafe

Fast unsecured loans

Fast unsecured business loans for trading Australian businesses, typically $5k to $500k, sized on bank statements. Same day possible for smaller amounts.

Main street of a New South Wales coastal town with shopfronts and cars parked on the left

Fast secured loans

Fast secured business loans from $20k to $5m over residential or commercial property. $20k to $250k possible same day; up to $5m within 24–48 hours.

Sydney Harbour and CBD towers in early morning light with ferries on the water

Fast caveat loans

Fast caveat loans for business: short-term funding secured by a caveat on residential or commercial property. $20k to $250k possible same day.

Perth city skyline across the Swan River at dusk

Fast second mortgage

Fast second mortgage business loans let you borrow against property equity without refinancing your first loan. $20k to $5m, same day possible to $250k.

Forklift moving pallets in a busy Melbourne south-east warehouse

Fast first mortgage

Fast private first mortgage business loans over unencumbered or refinanced property. Up to $5m possible within 24–48 hours when bank timelines won't work.

Independent retail shopfront in an Adelaide shopping street with the owner at the door

Fast line of credit

A fast business line of credit gives Australian trading businesses a standing limit to draw on when cash runs short. Sized on turnover and bank statements.

Food truck serving customers at an evening market on the Gold Coast

Fast cash flow loans

Fast cash flow loans for Australian businesses: short-term funding sized on turnover to cover wages, suppliers or tax while customer payments catch up.

Mechanic working under a raised ute in a regional Victorian workshop

Fast equipment finance

Fast equipment finance for Australian businesses: utes, trucks, machinery and tools, with property-secured or unsecured options when timing matters.

Empty outback highway stretching to the horizon at sunrise in the Northern Territory, red dirt verges

Same day business loans

Same day business loans in Australia: $20k to $250k possible same day with property, and smaller unsecured amounts for trading businesses. What it takes.

Road train travelling on the left side of the Stuart Highway through red outback country

Business loan in 24 hours

Need a business loan in 24 hours? Up to $5m possible within 24–48 hours with property security. See the timeline, documents and what keeps it on track.

Quick business loans

Quick business loans in Australia ranked by speed: lines of credit, caveat loans, unsecured cash flow loans, second mortgages and what makes each faster.

Business owner reviewing figures on a laptop at a kitchen bench in Canberra

Fast bad credit loans

Fast bad credit business loans in Australia: past defaults, late payments and ATO debt considered case by case. Property security keeps things moving quickly.

Fast bridging finance

Fast business bridging finance: short-term property-secured loans that cover the gap until a sale, refinance or payment lands. Up to $5m in 24–48h.

Commercial property loans

Fast business loans secured by commercial property: factories, warehouses, shops and offices. $20k to $5m, with up to $5m possible within 24–48 hours.

Fast debt refinance

Fast refinance of business debt: roll expensive short-term loans, overdue ATO debt and supplier arrears into one property-secured loan, quickly and clearly.

See what your business could qualify for

One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.

Check my options → Call (03) 8538 1446

No credit check to enquire

No spray and pray

A real person on it