Fast business loans: frequently asked questions

We arrange fast business loans for Australian businesses: property-secured loans from $20,000 to $5,000,000 and unsecured, cash-flow and line-of-credit options for trading businesses, typically $5,000 to $500,000. Business purposes only.

With property security, $20k to $250k is possible on the same day and up to $5m is possible within 24 to 48 hours. Smaller unsecured amounts can be funded the same day. Timing depends on your paperwork and how quickly everyone signs.

No. There's no credit check when you first enquire. We only talk about a credit check once you've seen your options and decided to go ahead.

No. We don't do spray and pray. A real person reviews your situation and approaches the option that suits, rather than blasting your file to a list of lenders.

Yes. A lending specialist reads every enquiry and calls you to talk it through. That's why accurate answers on the form matter: they let us prepare properly for the call.

For larger amounts, a caveat loan over property is usually quickest. For smaller amounts without property, an unsecured cash-flow loan assessed on bank statements is usually quickest.

Yes. Residential or commercial property can secure a business loan, as long as the money is used for business purposes and every owner of the property agrees and signs.

Often, yes. A second mortgage or caveat loan can sit behind your existing mortgage if there's enough equity. You won't need to refinance the first loan.

Yes, case by case. Past credit issues aren't an automatic no, particularly when property security is available.

Yes. Paying ATO debt is one of the most common reasons owners come to us. ATO debt itself is considered case by case.

Yes, if your business is trading. Unsecured options typically run from $5,000 to $500,000 and are sized on your turnover and bank statements.

No. Fast Loans Australia only arranges finance for business purposes.

Usually photo ID, ABN, recent business bank statements and, for secured loans, the property address, owners and mortgage balance. We give you a precise list on the first call.

No. Every loan is priced on the borrower's circumstances: security, amount, term and the business itself. You see the full cost in your offer before you commit to anything.

All of them. We help businesses across every Australian state and territory, from capital cities to regional towns.

Our office is at 1341 Dandenong Road, Chadstone VIC 3148. Fast Loans Australia is a division of Company Cash Pty Ltd.